Wow this made my week!

I was checking my online bank account to check my direct debits had gone out.

I now budget and check my important bills like the rent and relax once I see this has been paid.

Also all my bills expect one are paid within 7 days of me being paid, I figure you got to pay these bills, so let’s do it as soon as possible and then I know what I have left for the rest of the month.

I have been lucky to earn a good salary but was aware that I would go down to half pay then very possibly not working at all, so I really had to plan.

I paid up my 1,300 bank overdraft (so now no overdraft!) paid of my credit card and cut it up and really went back to basics budgeting.

And I also got to enjoy this in a strange way, I may not have had as much money as before but I found who I was inside as a person and then got to rebuild a relationship with my sister.

I then planned my housing situation and finally got a lovely council flat and now have secured tenancy.

I had put in one more claim; I had a bank loan and had paid for critical illness cover with this and put a claim in September due to my illness etc.

I had agreed to half my monthly payment as my salary changed.

So this week I checked my bank account and the monthly direct debit for the loan had gone through, but also I had £4,000 credited into my account via the insurance company!

I did phone the bank, thinking knowing my luck it is a mistake and it is best to contact them and get it corrected before I’m tempted to spend it!

I was told my claim was successful and my loan has been paid off, the balance was put into my bank account!

So today I put a lot into my savings account for a rainy day, am treating myself and also giving my sister a fab birthday in February.

I feel like I have been looked after by my Goddess (my pagan belief) and this sets me up for the future, I have also reduced my monthly outgoings from 1,400 to £500 and I am proud of myself.

This means that I have no pressure re returning to work and could work part time and also do that voluntary work I want to do.

I feel like I can enjoy my life and really give something back.

I am also cloth shopping, bout time I showed my figure of.

I feel like wow, I was ripped off by ex landlady but just got on with life, had my name given an unfair tag bit I kept my dignity and now this J

I am buying tickets to take my sister to a Michael Jackson tribute act, with a meal booked in and a hiring a limo for the night, so we will have a great night with lots of dancing, wine and photos.

I feel like I gone through this experience to have a wonderful new life

I really feel blessed, thank you spirit.

I will stop rambling and smiling

love and peace to everyone